Freedom to Chooses to Access Your Equity!

Turn your home equity into tax-free* cash.

*This advertisement does not constitute tax advice. Please consult a tax advisor regarding your specific situation.

If you currently have a monthly mortgage payment, you can eliminate that expense with a reverse mortgage (must still pay taxes, insurance and maintenance).

What are the qualifications?

One borrower must be 62 years or older: • Purchased home is required to be your primary residence • New property must be: single– family home, 2-4 unit dwelling or FHA– approved condo • For a home purchase, you must have an adequate down payment* for your new home based on your age • No credit score requirements, some income and credit qualifications apply to make sure you have the ability to pay taxes and insurance.

*The required down payment on your new home is determined on a number of factors, including your age (or eligible non-borrowing spouse’s age, if applicable); current interest rates; and the lesser of the home’s appraised value or purchase price.

Access your equity.

A reverse mortgage can offer you access to your equity in four different ways: • Lump Sum • Line of Credit • Tenure • Term


Register for one of Joan Qvigstad’s Reverse Mortgage Seminars and learn if a reverse mortgage is right for you!

You can call her at 360-271-5946 or register online at :

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Complaints may be directed to: (877) 699-0353 or Email us:                                   Privacy Policy           Terms of Use

Most, but not all, reverse mortgages today are federally insured through the Federal Housing Administration’s Home Equity Conversion Mortgage (HECM) Program. This advertisement talks about HECM loans only.


This advertisement does not constitute financial or tax advice. You should consult a financial and/or tax expert for your specific situation.Copyright©2020 Fairway Independent Mortgage Corporation (“Fairway”) NMLS#2289. 4801 S. Biltmore Lane, Madison, WI 53718, 1-877-699-0353. All rights reserved. Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.  Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs.This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Fairway Reverse Mortgage - Reverse Morgage with Joan

Location: 19410 8th Ave. NE., Suite 103 

                Poulsbo, WA. 98370

Ph. 360-949-1595

Opening hours 

Mon - Fri: 9am - 6pm

Sat - Sun: by appt. only


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